A INFLUÊNCIA DA EDUCAÇÃO FINANCEIRA NAS DECISÕES DE CONSUMO DO CAMPO-BELENSE

Abstract

Financial Education is the way individuals seek to obtain the necessary knowledge to manage their finances satisfactorily and make the right decisions (LIZOTE; VERDINELLI, 2014). In this context, this research intends to address theoretical aspects that guide the importance of Financial Education in individuals' consumption decisions. Therefore, the objective was to investigate how residents of the city of Campos Belos-Goiás plan and control their financial life and if consumerism impacts this planning. To develop this work, a bibliographical survey was carried out on the themes: Financial education; Consumerism; Debt and Municipality of Campos Belos-Goiás. Soon after, an electronic socioeconomic questionnaire with closed and objective questions was applied, disseminated through social media. It is a proposal that sought to collect information for the analysis of the financial life of the population with the aim of drawing a parallel with the concepts addressed throughout the theoretical framework. Thus, from the information obtained, it was possible to infer whether there is a lack of financial education in these people's lives and whether or not the lack of planning impacts their purchasing decisions.