A IMPORTÂNCIA DO CRÉDITO RURAL PARA O PEQUENO PRODUTOR: COMPREENDENDO O PAPEL DO PRONAF A PARTIR DA LITERATURA ESPECIALIZADA

Abstract

This article aims to analyze the importance of rural credit for small producers by addressing its economic, social, and environmental impacts. Through a literature review and a case study, the paper investigates how access to financing can promote agricultural modernization, increase productivity, and foster sustainable development in rural areas. Among the challenges identified are excessive bureaucracy, difficulties in securing collateral, and a lack of precise information regarding financing programs. The case study, focused on the National Program for Strengthening Family Agriculture (Pronaf), demonstrates the benefits obtained through financial support, such as increased production and reduced rural poverty. It is concluded that public policies aimed at expanding and improving access to rural credit are essential for strengthening family agriculture and the socioeconomic development of Brazilian rural regions.